The transfer of wealth is a crucial step that is often overlooked by most Belgians, despite its importance. Many mistakenly believe that it does not concern them or that they are not wealthy enough to worry about it. However, even middle-class households with a few properties or savings need to take inheritance tax into account. Proactive planning is essential to avoid precarious financial situations for heirs.

Several strategies exist to minimize these inheritance taxes, such as phased gifts and the creation of legal structures such as civil companies, which allow control over assets to be maintained. Insurance contracts also offer significant advantages, particularly in reducing inheritance tax between spouses. The desire of parents to retain control over their assets after making donations is a key consideration, as it prevents their property from being misused. Effective financial planning is therefore essential to protect heirs and optimize the transfer of assets.

Please find below our interview on theLN24 channel.