What does home insurance cover?

What is the best home insurance?

Home insurance

Insure yourself against multiple types of damage to your home!

A fire, storm, or burglary... Fortunately, your home insurance covers damage to your home and everything in it.

The RGF Group, your independent broker

Our specialists are here to help you analyze your personal and professional situation to ensure you get the best coverage and guarantees at the best rates!

Home insurance covers your building and/or its contents, as well as damage caused to third parties as a result of a covered peril.

The RGF Group also uses its expertise to determine the exact amount to be insured, so that you receive the correct compensation in the event of a claim.

In conclusion, it is clear that every home is unique, which is why it is essential to take advantage of our expertise. Together, we will determine the solution that best suits your situation.

Home insurance in detail

Just like auto insurance, home insurance consists of basic coverage and optional coverage:

Fire and other risks:

Lightning, explosion, implosion, soot, smoke...

Water damage:

Leaks, overflowing gutters, fuel oil leaks, cracked pipes, etc.

Natural disasters:

Exceptional weather conditions, flooding, overflowing or backflow of public sewers, earthquakes, landslides, or ground subsidence.

Forces of nature:

Storm, hail, snow and ice pressure.

Broken window:

Broken windows and mirrors, damage to or theft of integrated solar panels.

Property damage:

Vandalism and malicious acts.

Supplementary insurance

Pool Package

Damage to a swimming pool and its equipment can be relatively expensive. With this package, you can avoid unnecessary expenses.

Garden Pack

Ensure that your garden is restored and outdoor furniture replaced following a storm, hail, flooding, etc.

Legal protection

Have peace of mind for all your legal questions following an accident.

Vehicles at rest

Compensates for damage to a vehicle parked in the insured building.

Withdrawal of appeal

As a landlord, you cover the tenant's rental risk within your own contract. This clause allows you to adequately cover your real estate assets and ensures that you will be compensated in such a way that you will not suffer any financial loss.

Indirect losses

This option allows you to increase your compensation by a percentage defined in the contract in advance in order to cover additional costs incurred as a result of your claim.

Good to know: solar and photovoltaic panels are generally covered by home insurance. That's why it's important to discuss this with us.

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News

CLOSURE EXCEPTIONAL

Dear customer, our offices will be closed on August 15 and 16.

In case of emergency, contact us by email below.

In the event of a claim, please find more information on our claims management page.