Another look at donations
What should you know before considering making a donation?
Donations are an important part of wealth management. There are two types of donations:
- Real estate donation
- Donation of movable property
These donations are not subject to the same procedure, as each requires a different formality. Therefore, this page and its content focus solely on donations of movable property.
Prepare a comprehensive financial and asset statement
Before trying to please your loved ones, first make sure you can maintain your standard of living by calculating how much capital you will need. It is therefore essential to take stock of your income and expenses, as well as your desires and dreams.
It is worth noting that adjustments can be made to ensure you enjoy a return and control your capital.
Take into account the amount given
The amount you wish to donate also plays an important role in the process of donating movable property. You have the option of requesting the payment of a charge, a kind of life annuity, to your donee, i.e., the person who will benefit from the donation. As this charge represents 4% of the amount donated, it is essential to bear in mind that the higher the amount, the greater the charge for the donee.
Make sure you are prepared
We rarely think about it, but it is important to feel ready before making a donation. Indeed, this action has a psychological dimension that should not be overlooked. That is why there are various mechanisms in place to ensure that you do not lose ownership and, above all, that you retain control. This involves attaching certain clauses or conditions to your donation, such as a conventional return, an inalienability clause, an optional charge, etc.
Get advice
Don't take gifting lightly—get informed! Our RGF experts are here to help you find THE solution that suits your personal situation and allows you to maintain control over your assets at all times.
Online simulation
Complete the form below to receive a simulation.
