Do you know what happens if you fall ill or have an accident abroad? You could end up spending much more on medical care than on your trip. Traveling for work without insurance is as risky for your health as it is for your finances.
With RGF, you can travel with peace of mind: the right insurance is the key to a trip without any unpleasant surprises.
Why travel insurance is essential
Travel insurance covers all or part of the costs associated with unforeseen events before or during your trip: accident, illness, cancellation, or loss of luggage.
Reimbursement of medical and hospital expenses abroad
Accidents can happen quickly, even in Europe. A sprained ankle while skiing, an infection in Spain, or the flu in Italy can result in high medical costs, especially if hospitalization or repatriation is required.
Outside Europe, costs skyrocket: a few days' hospitalization in Japan, Canada, or the United States can cost tens of thousands of euros.
Medical repatriation
In the event of serious illness or accident, it may be necessary to return to Belgium with medical assistance. Depending on the distance and the resources required (air ambulance, medical team, etc.), medical repatriation can cost several thousand euros.
Compensation in the event of cancellation, delay, or loss of baggage
An unexpected personal event, a breakdown, or a sudden occurrence... Cancellation insurance can reimburse the costs incurred (flights, hotels, rentals) according to the terms and conditions of the contract.
The "delayed or lost baggage" coverage also compensates you for any inconveniences during your stay.
The different types of coverage
- Health and repatriation insurance: medical expenses, hospitalization, return to Belgium.
- Cancellation insurance: reimbursement of expenses in the event of cancellation for a valid reason.
- Assistance in the event of an accident, breakdown, or theft: loss of documents, repair, replacement costs.
- Professional coverage: civil liability, death/disability capital, coverage for professional equipment abroad.
Concrete examples
| Location | Cost without insurance | What insurance covers |
|---|---|---|
| Ski accident in Europe | ≈ 6 000 € | Care + transportation + repatriation |
| Hospitalization outside Europe | €10,000 to €40,000 | Hospitalization + medical assistance |
| Lost luggage | $200 to $800 | Compensation according to contract |
| Cancellation of the trip | 100% of the price paid | Refund if valid reason |
Customized solutions with RGF
Assessing your needs
We analyze your profile to offer a tailored solution: purpose of the trip, frequency, destination, type of travelers, etc.
Customized contracts
- Families: annual or multi-trip coverage.
- Businesses & independent professionals: coverage for employees and executives.
- Self-employed: customized health and cancellation insurance.
- Frequent travelers: comprehensive international coverage.
Comprehensive services for carefree travel
- 24/7 assistance, anywhere in the world
- Logistical support: hospitals, translation, lost documents, etc.
- Crisis assistance: repatriation, evacuation, political unrest
Why choose RGF?
RGF has over 20 years of expertise in serving professionals and self-employed individuals. Our specialists will help you choose coverage that is perfectly suited to your needs, your budget, and your travel habits.
Our areas of expertise:
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