Ensure your position as a business leader
Find out how to protect yourself and your business with business owner insurance.
ADE is defined as life insurance where the policyholder is the company, the insured is the executive (on whose life the policy is taken out), and the beneficiary is the company.
The aim is to protect the company in the event ofthe incapacity or death of one of its directors.
The ADE therefore provides the company with the funds it needs to continue its activities and to repay its fixed costs.
More rarely, the company will receive capital paid upon the retirement of one of its insured persons.
The tax treatment of ADE is undoubtedly very attractive from a tax perspective. Indeed, executive insurance premiums are tax deductible, with tax savings of up to 40% of the premiums paid.
Executive insurance can take various forms:
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In the event of a claim, please find more information on our claims management page.
